Protecting Good

The Protecting Good program was launched by Protective in collaboration with the City of Birmingham and the State Department of Insurance. Together, they work to identify ways to give back to Northside Birmingham residents who live near Protective Stadium which is now adjacent to their community. 

Protecting Good: Strengthen, Repair and Protect program

The Protecting Good: Strengthen, Repair and Protect program has sunset the roofing program (125 Fortified Roofs installed), and is currently underway working on the Critical Repair program for homeowners in Druid Hills, Evergreen, Fountain Heights, Norwood and Central City neighborhoods in Birmingham, Alabama. 

The program represents the opportunity for qualified homes to receive up to $10,000 for a roof replacement to the FORTIFIED™ standard in order to help protect against wind damage. Strengthen Alabama Homes is a grant program of the Alabama Department of Insurance. Qualified homes/homeowners may receive additional funding to provide necessary home repair work under the program. This is a joint effort by the Alabama Department of Insurance, Protective and the City of Birmingham.

Frequently asked questions

What is Protecting Good?

The Protecting Good program was launched by Protective in collaboration with the City of Birmingham and the State Department of Insurance. Together, they work to identify ways to give back to Northside Birmingham residents who live near Protective Stadium which is now adjacent to their community.

In addition to the home renovation assistance program, other initiatives include:

• Protective’s ongoing engagement with Phillips Academy
• Extra assistance at neighborhood clean-up days
• Partnership with the UAB Live HealthSmart Alabama program
• Smoke detector canvassing and installation with the American Red Cross
• CPR Training available at all Birmingham Fire Departments over the next three years, provided by the American Heart Association and Protective

Protective continuously looks for ways to assist with these and other neighborhood priorities.

What neighborhoods are included in the initiative?

Druid Hills, Fountain Heights, Norwood, Evergreen and Central City. The neighborhoods included in the Protecting Good Program surround Protective Stadium.

Who is Protective?

Founded in Birmingham, Protective has helped people achieve protection and security in their lives for 115 years. Through its subsidiaries, Protective offers life insurance, annuity and asset protection solutions and is helping more than 12 million people protect what matters most. Protective’s more than 3,700 employees put people first and deliver on the company’s promises to customers, partners, colleagues and communities — because we’re all protectors. Protective does not benefit from your participation in this program. You can learn more about Protective at protective.com.

Where does the money come from?

Funds can come from several sources and that is what is special about the Protecting Good program. When you apply, Strengthen Alabama Homes (SAH), the City’s Community Development Block Grant program, Neighborhood Housing Services, Habitat for Humanity, Protective Life Foundation and other potential funding sources work together to coordinate their services and provide assistance to the homeowner. 

What is Strengthen Alabama Homes?

The Strengthen Alabama Homes program is funded by the Alabama Department of Insurance. SAH provides grants to Alabama residents for residential wind mitigation on existing, owner occupied, single-family homes. Funding for this program comes from the insurance industry in Alabama and is not funded from the state’s general budget, nor is it tied to a federally funded program. You can learn more about programs of Strengthen Alabama Homes at strengthenalabamahomes.com. 

Note that the rules for the Protecting Good program are different than the standard SAH program. The requirements for the Protecting Good home renovation assistance program are outlined above.

What do you mean by wind mitigation?

Wind mitigation consists of construction methods that strengthen a home against severe storms, high winds and wind driven rain. Mitigation reduces the risk of damage to homes during storms, and in Alabama, provides homeowners discounts to their wind insurance premium and deductible.

What is a FORTIFIED roof?

The mitigation standard adopted by the Strengthen Alabama Homes program is known as the FORTIFIED Home™ program and it was developed by the Insurance Institute for Business and Home Safety (IBHS). To receive this grant, your roof must be installed to reach the IBHS FORTIFIED Roof™ or FORTIFIED Silver™ standard.

You can learn more about FORTIFIED at fortifiedhome.org.